Topic
Health and life insurance
328 stories · tracked since Aug 5, 2024 · latest Nov 6, 2026
Health and life insurance covers medical costs, or pays a sum to named beneficiaries when the policyholder dies. Insurtechs work on online sales, underwriting and claims, while carriers, brokers and banks use digital channels and partnerships to reach buyers.
How health and life policies work
Health insurance reimburses or directly pays for medical care, either through a state scheme, an employer's group plan or a policy bought by an individual. Life insurance pays a benefit to beneficiaries on death, in term, whole-life or annuity form. Underwriters price each by assessing medical history and risk, and policies are sold by agents, brokers, banks, employers and, increasingly, online. Premium, claim, beneficiary and underwriting are the core vocabulary.
Why it matters and what is hard
Both lines are large, regulated and slow to change, so small improvements in sales or claims handling carry real weight. The hard parts are underwriting without long medical questionnaires, keeping customers who rarely touch their policy until a claim, and handling sensitive health data. Mis-selling and online scams are a constant concern, and regulators in some markets are reshaping how policies are distributed. Public attitudes to automated decisions on care and cover remain wary.
Where the activity sits today
Activity is spread across digital insurers selling health cover directly, life insurers building instant online applications, and established carriers partnering with distributors or insurtechs to reach new buyers. Partnerships and distribution deals recur more often than new product invention, and acquisitions of agencies and planning firms show consolidation among sellers. AI features in underwriting and customer service, and emerging markets such as India, Bangladesh, Egypt and Kenya appear alongside the US and Europe, where small health-access startups also raise funding.
How health and life differ
The two lines insure different things. Health insurance is high-frequency: claims arrive often, provider networks matter and costs are managed continuously. Life insurance is low-frequency and long-dated, with a single large payout and, in annuities and retirement products, a savings element. That is why health players tend to focus on access and claims, and life players on application speed and distribution. Readers often conflate them because many insurers and agencies sell both.
Written by Insurtech Daily from the coverage below.
Most active here
Often alongside
Reported by
Coverager, Insurance Business, Reinsurance News, Beinsure, Digital Insurance, Business Wire, FinTech Global, Insurance Journal, InsuranceNewsNet, PR Newswire
Coverage
-
Aon establishes North American Healthcare unit led by Nick Gaudiosi
Aon, a global insurance and reinsurance broker and risk adviser, has launched a North America Healthcare vertical within its Risk Capital business, led by Nick Gaudiosi. The division will serve US health systems…
-
Chrysalis cuts wefox stake by a third, citing debt default risk
wefox’s performance over the period continued to be driven by TAF, its Dutch term-life insurance business.
-
Guardian partners with Sierra on AI customer service
The insurer will use Sierra for routine requests, including about 1 million dental benefit verification calls a year.
-
Record investment sales carry Primerica as term life slips
Term life insurance policies issued fell 7% to 73,813.
-
RiverStone International enters into $325m LPT with Clear Spring
Global legacy acquirer RiverStone International has entered into a loss portfolio transfer (LPT) with Clear Spring Property and Casualty Company, a subsidiary of Delaware Life Insurance, covering approximately $325…
-
How Does Monvia (ASX:MNV) Position Its Life Insurance SaaS Platform for Growth After Exceeding IPO Forecasts?
-
Aon launches healthcare Risk Capital vertical
The team will help clients assess risk and determine how to finance it through insurance, reinsurance, captives and alternative capital.
-
Patriot names Rajeev Jain COO
Patriot provides property and casualty, employee benefits and personal insurance services.
-
Protective completes Obsidian acquisition, establishing new specialty P&C business line
Protective Life Insurance Company, the principal subsidiary of Protective Life Corporation, has completed its acquisition of Obsidian Insurance Holdings, Inc. and its affiliates (Obsidian) from private equity firm…
-
Genki Relaunches Health Insurance for Nomads
-
Americans Reject Use of AI for Medical and Coverage Decisions
Most Americans don’t want artificial intelligence making decisions about their medical care and insurance, according to a new Pew Research Center report. While Americans are generally open to AI use in healthcare for…
-
InstaBrain Launches Its Instant Life Insurance Application in Spanish
-
Protective Life enters specialty P&C with $1 billion fronting carrier acquisition
Daiichi Life’s US arm now owns one of the largest hybrid fronting carriers, with more than $1 billion in gross written premium, a rare move by a life insurer into specialty P&C
-
Integrity partners with JEMS of Insurance Group
JEMS distributes Medicare, life insurance, annuities and ACA products.
-
Relation Insurance buys St. Louis life and long-term care planning firm Wright Insurance
The acquisition adds advanced life insurance, long-term care and business continuity planning to Relation's national platform
-
Ethos and Liberty Mutual Expand Strategic Relationship to Offer Life Insurance Online and Through Call Centers
-
Child Health Insurance Market to Grow at 6.4% CAGR Through 2032: Digital Insurance and Pediatric Healthcare Trends
-
CFC extends AI coverage to healthcare and professional services
CFC previously made similar updates to its media, IP, financial services and cyber products.
-
Shanta Life Insurance opens Ctg office, focuses on digital services
-
Health Insurance Market Targets US$ 4.35 Billion by 2033 as
-
Mariner Re launches with $750m TIAA investment to support Symetra’s annuity growth
Symetra Life Insurance Company, a provider of life, retirement and employee benefit insurance products, and Teachers Insurance and Annuity Association of America (TIAA), a US-based retirement services and financial…
-
LifeSecure’s new owner launches Dallas health insurance agency Starscape
Dreamscape is moving into distribution with a new agency that won't sell LifeSecure's own products
-
US life insurers increase AI investments as exposure risks grow, says Moody’s
US life insurers are increasing their financial exposure to artificial intelligence (AI) infrastructure, although these investments continue to account for a relatively small proportion of their overall assets…
-
Atlanta Life Insurance Company Selects CalcFocus as Strategic Technology Partner to Expand Access to Insurance Solutions
-
Digital research shapes over 40% of India's health, life insurance sales: Google-Mckinsey
-
Business News | Digital Research Shapes over 40% of India's Health, Life Insurance Sales: Google-Mckinsey
-
Atlanta Life Insurance Company Selects CalcFocus as Strategic Technology Partner to Expand Access to Insurance Solutions
-
Sonali Life Insurance, Nagad sign strategic partnership to expand digital insurance services
-
Digital research shapes over 40% of India's health, life insurance sales: Google-Mckinsey
-
SoFi partners with Prudential
The partnership will give SoFi members the ability to purchase Prudential term life insurance directly within the SoFi app.
-
Citizens Eyes Global Growth With Tech Overhaul and Expanded Life Insurance Products
-
Sonali Life Insurance, Nagad sign strategic partnership
-
Sonali Life Insurance, Nagad sign strategic partnership to expand digital insurance services
-
Oaktree’s Deal to Buy A-Cap Insurer Crumbles, Spawning New Talks
Oaktree Capital Management’s agreement to take over a life insurer owned by Advantage Capital Holdings has collapsed, leaving the companies to discuss alternatives after regulators raised alarms over the business’s…
-
Brazil’s Alice raises $40 mn in Series D to expand AI-powered health insurance
-
When Life Happens with Eleos Life: The Basics of Term Life Insurance
-
Seaworthy brings disability insurance estimates to ChatGPT
Its carrier relationships include Guardian, Principal, MassMutual, Ameritas, and The Standard.
-
Life insurance insurtech expands into P&C insurance
-
MetLife increases Ukraine life insurance market share to nearly 50%
-
Kang Cheong-hee urges Korea boost health insurance funding to stem deficits - CHOSUNBIZ
-
Waterdrop Inc. Releases 2025 ESG Report: Empowering Full-Chain Business with AI and Building an Inclusive, Diverse Healthcare Ecosystem
-
Zocdoc acquires Sohar Health
Sohar Health automates health insurance discovery and benefits verification.
-
Zocdoc acquires health tech company Sohar Health for automated benefits eligibility checks
-
People Moves: WTW Names Beaton Dir. of ICT Underwriting; Parametrix Hires Stephens to Lead US Underwriting; Gaffigan Heads Lockton US Casualty
WTW appointed Darrel Beaton as director of underwriting within the company’s Insurance Consulting and Technology (ICT) business. WTW’s ICT business is a global leader in P/C, life, and health insurance software and…
-
Dynafront To Undertake Life Insurance System Project In Indonesia
-
AccuQuote adds ChatGPT app for life insurance inquiries
The app serves as a conversational lead intake channel.
-
NEXROC announces intention to acquire US and Australian insurance companies
The NEXROC Group, a global investment and holding company, has announces its intention to commence tender offers for two publicly listed life insurance companies, one in the United States and one in Australia. According…
-
Insurtech Alan acquires Tanel to expand health insurance business in Africa
-
Insurtech Alan launches health insurance campaign with Kylian Mbappé
-
Oscar Health launches Lucie AI-powered health insurance marketplace
-
Life insurtech Ethos raises full-year 2026 revenue forecast to $727–731 mn
-
Aviva Life Insurance Partners With Wizz Financial To Expand Embedded Insurance Access
-
F&G files trademark application for “F&G FastPath”
The application lists annuity underwriting, life insurance underwriting, issuance and administration of annuities, and issuance of life insurance.
-
Prismic Life announces $5 billion reinsurance agreement with Prudential
Prismic will reinsure approximately $5 billion of reserves backing USD-denominated Japanese whole life insurance policies.
-
Jubilee Life Insurance, Unikrew Solutions partner to enable digital insurance onboarding
-
Bitcoin Life receives Guernsey life insurance licence
-
Bitcoin Life receives Guernsey life insurance licence
-
Bitcoin Life receives Guernsey life insurance licence
-
Franklin Madison launches guaranteed issue life insurance
Franklin Madison provides insurance and marketing services to more than 3,500 financial institutions nationwide.
-
Newly proposed federal rules would have “disastrous” impact on Medicaid, insurance funding, state says
Showing the 60 most recent of 328.